Відео

Hello, I am new to your content and find it quite intriguing. I understand the logic behind replacing a bond fund with SCHD, but I have some reservations about replacing VXUS with SCHG. While the former offers some hedging against VOO/VTI, the latter does not. I am concerned about the potential risks associated with reduced diversification, especially considering that I am currently at a 100% stock allocation (excluding emergency funds and some real estate) at the age of 41. Additionally, I would appreciate your insights on the potential benefits of investing in a dividend fund at this stage. If you believe it is a viable option, please suggest the most suitable account type for such an investment, whether it be a Roth IRA, 401(k), or a brokerage account. Thank you for your time and consideration. I value your expertise and look forward to your response.

What do you think of XMMO?

Hey, great picks on the small caps! 🚀 Have you taken a look at Actinogen Medical? They're showing some promising progress with their Xanamem drug for cognitive impairments.

Amazing video Vikky, I'm thirty-two years old and have saved little over $50,000. Right now, it's 4.3 APR on a High Yields Savings account. I have dabbled in stocks a little bit in the past, but I have never really "invested." If you were me at my age, with the amount of money I have, and the state of the market at the moment, what would you do? How would you respond? Would it be a terrible idea for me to take it out and invest in Microsoft/Apple or perhaps an ETF like SPY/VOO? I'm new here, so any guidance would be highly appreciated!

🙏🏼

SOXQ inception day is Jun 11, 2021: You said that the 10YR is 25%, am i missing something?

You forgot to mention all states that have an income taxes long term capital gains in a taxable brokerage account as ordinary income.

Your explanations are clear and straight forward It's always a honor to have you here as a mentor, I appreciate you for the time being spent to educate us financially. Regardless of how bad it gets the economy, I still makeover $28K every single week. I truly value Laura, and her helpful guides

Great…useful thanks.

How would you dollar cost for a 100,000 into two etfs : 70k to spy and 230 to SCHD? Thanks

I'm just starting @ 51years old I have a traditional IRA with 7.2k invested with FBIFX (fidelity freedom index) am i on the right tract?

1 minute of almost useful information here. 1) you need to know if you have overlap; 2) don't over divesify; 3) don't just mindlessly copy someone elses strategy.

Can anybody tell me the equivalent for the the uk

About 1 year later and all of their yields have decreased.

If you're aiming to retire off dividends, it's crucial to save for a substantial investment. My top picks are SCHD and VOO, among a few others I can't disclose. Remember, you can't expect to turn a thousand-dollar investment into a million-that’s where many people go wrong. Investing isn’t a lottery! Make realistic investments. While being ambitious is important, there’s a big difference between ambition and unrealistic expectations. For instance, last year I invested $80,000 in stocks and earned about $246,000. I reinvested that amount and am now approaching a million.

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

My Roth IRA holds VFIAX, VGSLX, VHYAX, VIGAX my HSA holds SPLG, QQQM, SCHD, XLK, AFL and my work SIMPLE IRA hold AGTHX, AIVSX

With a good investment plan that ensures steady incomes without any doubts you can prepare for a well organized retirement. I started investing in stocks 3 years ago and so far, I am making a good yield on my portfolio built on top etfs, blue chip stocks and dividends as well. Managed by my FA who helped me grow to a 7 figure portfolio. I love passive income.. Credits to my FA Dianne Sarah Olson

حلمي🥰😔😔😘😘😘😘😔😔🥰🥰🥰🥰

Idk if you reply to comments but I am 18 years old with about 18k to invest: where would you suggest I divide that between a Roth IRA and a regular brokerage account?

I' ve got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend.?

Majority of america saving 95% with my tax dollars.

@NolanGouveia I have received some email regarding Summary Prospectus on VOO and BND. As I am still new to US investing can you please make a separate video regarding these documents that one needs to be aware of while investing in ETF / US stocks in general ?? A million thanks for the video in advance 🙏😃👍

12% to 401k 8% to Roth. 5% split between taxable and brokerage and emergency/savings

I agree with you on the tech/growth stocks; however, do you think it is possible that high Dividend Based Stocks, like those that make up SCHD, will increase once cuts start occurring? My thought is many will start to move away from lower yield treasuries/CDs/Bonds and try to capture the dividends.

Professor, an idea for a new video: make one for non US residents. It's important because we are exposed to a 30% withholding tax on dividends. So for example for us Ireland based ETF's are usually better because the withholding tax becomes just a 15%. Example: CSPX better than VOO for non us residents. What about SCHD? Any Ireland equivalent?

Excellent video Brother

My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.

(NYSE:ARR) is a high-yield mortgage REIT paying monthly dividends. The stock has a dividend yield of about 14%, as of August 14. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

Wow! This was a good one! I would love to know your take on the most tax-efficient strategies to take out the 4% from investments! Retirement is only 4 years away! In other words - where should I be stock piling now to make it most tax efficient later to take out? Video please 🙂

Ive always been under the impression that rate cuts in these conditions create bigger problems. I don't think rate cuts can happen atp

Uvix & sqqq here we come 🔥. Professor G! If you look at inverse etfs & the god candles in the s&p. Id love your input on inverse etfs. There's def higher expense ratios in inverse etfs but i think this is a rare moment in American history where we can hold these inverses for the next 6-12 months as a hedge against an imminent crash. Haven't we already been in a prolonged bull run? Your sentiment is putting the s&p on an "infinite" candle with no heavy retrace. 2020 was short lived bleeding. A.i has tossed us in a bigger bubble from the one that started after the end of the financial crisis

So where's the stock market crash you were calling for?

thinking to sell my house for around 200000 euro and then rent for 700 per month..no contribution at all(i cant save more money if i rent 700 euros hoyse)..do u thiink its a good idea to sell my house?whould you do that?

Thank You for gifting me 74 shares of SCHG

I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas

Schg and vgt and fspgx

Prof G. Can you tell me the name of the calculator that you are using please

Don't forget Uncle Sams cut! Better up your investment to get to 1000 take home a month.

Free game👏

I love your videos and look forward to them. They give me hope. Also, they make a subject like investing fun and easy. :)

I need to know how can i invest 100$ per month in stock

Thanks!

I’m actually doing 75% of my income automatic withdrawal every week. My wife and I are very frugal. I stay with 300 dollars for necessities every week. I can’t do it by myself. without my wife it would’ve been very difficult with this economy for sure maybe 35%. I invest for our future she takes care of the rent and the bills. Almost all my money goes to investing. We don’t have any kids either and we do travel a lot and have fun in the present as well. You just need to prioritize what’s more important to you.

I put 25% right now come January I’ll be at 30%

Invest as much as you possibly can from your paycheck.

So say I were to be at a point where I wanted to retire off dividends with a brokerage account, are you saying that if my wife and I sold $94,050 of our hypothetical position in VOO filing jointly, we would encounter a 0% tax rate for that amount for the year? Or is the percentage based on income level (i.e. we make 250k, therefore would be taxed at 15%)? So really using the former question, if I wanted to maximize the 0% tax rate and sold $94,050 of VOO and bought the same amount of SCHD for lets say 10 years in a brokerage account, would all of that money be able to be transferred at a 0% tax rate? Thanks for your time! Love you channel, you are inspiring to me and give so much valuable knowledge

Are you changing your strategy by the month?

Just start off with $1 a day, you’ll quickly see how motivating and exciting it gets when time passes by and you see how much that $1/everyday grew Then that fuels the drive to do more than $1 a day